Most of my readers know I’m an Investment Advisor. The last couple months I’ve been busy working closely with Charles Schwab on our firm’s new investment platform. My goal was to craft portfolios that, as closely as possible, reflect what I see going on in the global macro economy. I’ve been paying particular attention to the activities of world central banks and various currency trends. These trends, coupled with the stunning victory of Donald Trump and all his political efforts, of course have implications for investments.
At the same time, while I have my preferred positions and selections, the allocation adjustments need to reflect precisely where my clients are in life. A 25 year old with $10,000 has a different allocation need than a 55 year old with $400,000.
Schwab’s fantastic platform has allowed me to apply my global economic framework and tie in the automatically adjusting and rebalancing features of the modern “passive” investment platforms so that I can accomplish both my above goals. It’s sort of like “quasi” passive investing. I’m actively watching, overseeing, interpreting, and tinkering. But the platform itself is doing its own rebalancing, tax loss harvesting, and risk-level calculating work behind the scenes.
This is so much more perfect for my clients than anything we’ve done before, inside or outside this Intelligent Portfolio platform. I am very happy that I am not limited in my investment choices and can choose from all asset classes in putting together a portfolio that really reflects the way I see the economic horizon. I can manage anything from a retail/brokerage account to a IRA rollover, and traditional/Roth/Sep IRAs as well.
What I am wanting from my readers, if anyone is interested, is questions that I can add to a FAQ page. You can review what I have here (platform overview) and here (investment philosophy page). The only thing I can’t do is give out specific positions, for compliance reasons. Though I’m happy to answer questions relating to certain sectors, trends, etc. My email is cjay.engel90 [at] gmail [dot] com.